What is Home Loan: A home loan is an amount that an individual borrows from a bank or a financial company at a certain rate of interest to be used for buying a ready to move in house or for the purpose of booking an under-construction property. Home loans are available for residential, as well as commercial properties.
Overview of Kotak Mahindra : Kotak Mahindra Bank is an Indian private sector bank headquartered in Mumbai, Maharashtra, India. In February 2003, Reserve Bank of India issued the licence to Kotak Mahindra Finance Ltd., the group’s flagship company, to carry on banking business. The interest rate ranges from 8.90% – 9.50%. For more information, please visit the following link: https://www.kotak.com/en.html
Documents required for salaried:
1. 1 Passport size Photograph
2. PAN Card copy
3. Aadhaar card copy
2. Residence Proof copy
3. Latest 6 months bank statement
4. Last 3 months salary slips
5. Form 16 / ITR for 2 years
6. All property documents
Documents required for Self-employed:
1. Duly filled Application Form with Photograph
2. KYC Documents
3. Last 12 months bank statement
4. Previous 3 years ITR
5. Certificate & Proof of business existence along with Business Profile
6. Age proof copy
7. All property documents
Chillz India Financial Services can help you in getting the home loan or Mortgage Loan from Kotak Mahindra bank with lowest interest and maximum tenure.
Home loan options from various banks and NBFS are made available to our customers.
Lowest interest rates on home loan to make it affordabel for you.
Customized repayment options to suit your needs
No hidden charges.
*Interest rates may vary depending upon the bank and current situation.